As pensions continue to go the way of the dinosaur and the burden for generating retirement income shifts to individuals, many are adding fixed income products to their financial plans.
A fixed annuity can be an attractive and intriguing option. Fixed annuities are insurance contracts that promise to pay the buyer a specific, guaranteed* interest rate on their contributions to the account. One of the most popular types of annuities is a fixed index annuity, which offers the potential upside of stock market-linked growth as well as protection from loss of principal when the market declines.
We can guide you through the maze of available annuity products and help you find an income solution that gives you confidence your long-term retirement plan is prudent and properly structured.
*Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company and may be subject to restrictions, limitations or early withdrawal fees.
All investments are subject to risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Insurance and annuity product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Neither the firm nor its agents or representatives may give tax or legal advice. Individuals should consult with a qualified professional for guidance before making any purchasing decisions.
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It’s never too early — or too late — to take control of your financial future, so you can enjoy life on your terms. Get started today by scheduling a meeting or registering for an upcoming event.